Protects against accidental injury or property damage to third parties during business operations and ensures compliance with statutory obligations.
Protects against accidental injury or property damage to third parties during business operations and ensures compliance with statutory obligations.
Public Liability Insurance covers legal liability arising from accidental injury or property damage caused to third parties due to business operations or premises-related incidents.
Act policies are mandatory under government regulations for certain industries, while Non-Act policies provide broader voluntary protection.
Businesses with visitor access, industrial operations, or potential for third-party exposure should obtain this coverage.
Yes, legal defence costs and settlements related to covered incidents are included within policy limits.
Common exclusions include intentional acts, pollution damage, product liability, and fines or penalties.