• Commercial and charter airline operators
• Private aircraft owners
• Helicopter and business jet operators
• Aircraft leasing and maintenance companies
• Ground handling and airport service providers
Any entity involved in aircraft ownership, operation, or aviation services benefits from this coverage.

Key coverages include:
• Aircraft Hull Insurance: Protects against physical damage to the aircraft, whether on the ground or in flight.
• Passenger Liability: Covers legal liability for injury or death of passengers.
• Third-Party Liability: Covers bodily injury or property damage to people or property outside the aircraft.
• Crew and Baggage Cover: Protects crew members and personal belongings on board.
• Ground Risk Hull (Non-Motion / In-Motion): Covers aircraft when parked, taxiing, or undergoing maintenance.

Standard aviation policies exclude war-related perils, but War Risk Insurance can be purchased as an extension. It covers loss or damage caused by war, terrorism, hijacking, or acts of sabotage.

Premiums depend on factors such as:
• Aircraft type, model, and age
• Usage (commercial, private, or training)
• Pilot qualifications and experience
• Geographic operating areas
• Claims and maintenance history

Common exclusions include:
• Normal wear and tear or mechanical breakdown
• Operation outside approved flight parameters
• Use of aircraft for unlawful or unapproved purposes
• War or nuclear risks (unless separately insured)

Yes. Specialised aviation liability policies can be tailored for airports, ground handlers, maintenance organisations, and refuelling companies, protecting them against third-party injury or property damage arising from their operations.

Aviation involves high-value assets, complex regulatory requirements, and potential third-party exposures. Aviation Insurance ensures operational continuity, financial stability, and compliance with aviation regulations, reinforcing Biswas’ commitment to responsible risk advisory and client protection.