Commercial Motor Insurance provides protection for vehicles used for business purposes, covering damages to the vehicle, third-party liabilities, and losses arising from accidents or other unforeseen events.
What types of vehicles are eligible for coverage?
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The policy covers a wide range of vehicles including cars, trucks, buses, taxis, delivery vans, and special-purpose vehicles used in business operations.
What does the policy typically cover?
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It covers own damage (accidental damage, fire, theft, natural calamities) and third-party liability (legal liability for bodily injury, death, or property damage caused to others).
What add-on covers are available?
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Optional covers include zero depreciation, return to invoice, engine protection, loss of key, roadside assistance, and coverage for accessories or personal belongings.
Who should consider Commercial Motor Insurance?
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Any business that owns or operates vehicles for logistics, employee transport, or operational purposes should maintain commercial motor coverage to ensure financial protection and compliance with law.
